29 Comentários

1. Do you use a robo advisor? What has your experience been like? Leave a comment below!

   Learn how to conquer the stock market and make confident investing decisions with my Rule #1 Cheat Sheet for Smarter Investing: https://bit.ly/3kcZfBP

2. I've been running my robo advisor side by side with my human advisor (who has almost all my money), and the robo advisor more than doubled the rate he's getting. I'm currently working on moving away from him.

3. In any way, there is a risk to loose your money.
   How about Golden wai ? is it worth it?

4. Another salesman 🤔

5. Why did you title the video in such a manner to target robo-investing? Why didn’t you simply title the video “Why you should never use a passive investing strategy”
   There are lots of people out there that are adverse to risk and prefer a safer investment strategy.Why can’t you recommend robo-advisors to those individuals?

6. He is talkin 400,000 or 40,000 and Im here with like 400$ in my bank acc…

7. I'm super interested in investing, anything. I don't have a lot to start with but I do have a few thousand to play with. Does anyone have some advice for a beginner, maybe advice they wish they'd heard themselves before investing?? I'm trying to create financial freedom for my family. I grew up in Maine broke as a joke, and I want to end that family trend. I know time is precious and I don't expect anyone to donate free time, but if you do, thanks in advance! Sincerely a guy that started at the very bottom, trying to get to the top, with no available financial advice.

8. I use Schwabs robo and got a 21% return last year. Probably easier to do in a bull market. So I’m interested to see what happens this year.

9. Robot advisors are good for people who don’t know what they’re doing. I’m thinking of trying a small amount in the new one at Goldman Sachs and comparing it to my own portfolio performance.

10. A mediocre return is better than nothing. Robo advisors are great for those who aren't expert investors or who want to have it on autopilot. The fees are low too 0.25% (vs 1% a human advisor will charge me).

11. I'm a financial advisor who uses a robo advisor (AdvisorEngine), and I find nothing wrong with it. They offer digital client onboarding, a user-friendly client portal, account aggregation, and have goals-based financial planning, too. Don't be afraid of AI, and instead embrace the changes that are happening in the investment world. A mixture of human interaction and technology can only be beneficial in the long run.

12. If there are such robo advicer they should have launch a etf for people to buy

13. A HACK hating on technological PROGRESS … nothing surprising here 😒

14. "Guarantees a mediocre return rate"?
    Based on what demonstrable evidence? This is blatantly false. If this is how you start the video then everything else becomes suspect.

15. I have some roth money in Betterment and I intend to roll one of my 401k's in there at some point. The algorithm should work to put the proper types of investments in each account (roth vs. trad for the rollover) based on the tax efficiencies. I guess that would mean dividends go into the roth. I also find automated tax loss harvesting to be appealing. Having said all that, I have heard it can be tough to get money out of robo advisors and something about them makes me feel a bit separated from my money – more than when I work with accounts in Fidelity, Chase or even Principal. It wouldn't surprise me if I end up moving my money out in the end.

16. Your student got a 65% CAGR for 5 years? Sounds like we need to watch his youtube channel.

17. Robot can beat the best chess player in the world

18. To be fair, I've been using both human and robo advisor. Both are generating positive return.

19. 🗽

20. It's meant for some people but what stops me is that I haven't heard of anyone who has gotten rich from it

21. "don't go to a professional, buy my unregulated training product", also your definition of a robo adviser is rubbish, very few use an algo. How much does the average person lose I wonder when trying to make 500k into 5m?

22. Apparently we should focus on buying everything that looses money with greater than a $1 billion market cap. Greenblatt said that returned something like 65% this year?🤦‍♂️🤷‍♂️ Eihnorn is Finkle. Wonder when the market finds captain winkie 🤮

23. Yep…I use betterment. Im also using the TSP life cycle funds through the DOD. I like it. They are easy, with tax benefits and I dont have to deal with the BS of people trying to sell me courses on how to invest. Also, I can focus on my family, career and college education instead of constantly watching the markets.

24. Would consider the robo advisor … if the algorithm would be your, Warren Buffet's or Michael Burry's brain … since that isn't going to happen I'm left with my brain …🙊🙈🤣

25. Investors are always worried about AI eventually replacing a sound investment process. But if you want to truly outperform the market, you need to look at qualitative factors. And by their very nature these characteristics are hard too measure. That's why I am fairly confident that AI will not be able to replicate the Rule 1 investment process within the next 20 years.

26. Modern algorithms are terrible at determining Meaning, Mote, and Management.
    
    I am software developer who has been ask to write quite a few robo advisors.
    
    With each algorithm's successes and failures I started learning how important all four Ms are.
    
    Its how I found your books!
    I just want to thank you for all you have shared, and let you know how much your work has helped me!

27. No information at all, it should have been longer.

28. Don’t pay a financial advisor they charge to much. Pay for my courser and I will rip you off!

29. what about EXCEPTIONAL managers like terry smith who runs the fundsmith equity fund. surely it is acceptable to pay 1% for such long term outperformance of the market?